How to Save Money in Your 20s

Track your spending — Know exactly where your money goes and cut unnecessary expenses

Follow the 50-30-20 rule — Needs (50%), wants (30%), savings/investing (20%)

Start investing early — SIPs, index funds, or retirement accounts for compounding growth

Avoid lifestyle inflation — Don’t upgrade everything just because your income increases

Build an emergency fund — Aim for 3–6 months of expenses to stay financially secure