How to Save Money in Your 20s
Track your spending
— Know exactly where your money goes and cut unnecessary expenses
Follow the 50-30-20 rule
— Needs (50%), wants (30%), savings/investing (20%)
Start investing early
— SIPs, index funds, or retirement accounts for compounding growth
Avoid lifestyle inflation
— Don’t upgrade everything just because your income increases
Build an emergency fund
— Aim for 3–6 months of expenses to stay financially secure
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