Zoth, a cutting-edge fintech startup, has launched its Pre-Deposit Campaign as part of its ambitious mission to bridge the gap between traditional finance (TradFi) and decentralized finance (DeFi). Through this initiative, Zoth introduces the world’s first restaking layer for Real-World Asset Finance (RWAFi), designed to democratize access to high-quality financial instruments by leveraging blockchain technology.
The campaign highlights ZeUSD, a stable token fully backed by investment-grade real-world assets (RWAs), such as U.S. Treasury Bills and ETFs, offering participants early access to the next wave of RWAFi. This innovative approach is set to transform how investors interact with tokenized fixed-income assets.
Unlocking the $2 Trillion Tokenized Fixed-Income Market
Zoth aims to unlock the $2 trillion market potential of tokenized fixed-income assets. Traditionally, access to these instruments has been limited by structural inefficiencies, high fees, and institutional exclusivity in the traditional financial system. With its innovative restaking layer, Zoth is creating a permissionless platform that enables retail and institutional investors to access and benefit from RWAs seamlessly.
The Pre-Deposit Campaign allows participants to engage early with ZeUSD, offering competitive yields and a secure entry point into a decentralized financial ecosystem. ZeUSD combines the stability of TradFi instruments with the scalability and composability of DeFi, paving the way for a more inclusive financial future.
Democratizing Real-World Asset Finance (RWAFi)
The demand for tokenized RWAs has surged globally, driven by the attractiveness of yield-bearing instruments like Treasury Bills, ETFs, and Money Market Funds. However, barriers such as high entry thresholds and opaque processes have restricted access for retail investors.
Zoth addresses these challenges by introducing an ecosystem that fosters transparency, accessibility, and inclusivity. ZeUSD, its flagship stable token, is fully backed by high-quality RWAs and operates as an omni-chain solution. This ensures cross-chain compatibility and DeFi composability, making ZeUSD a versatile tool for maximizing yields while maintaining trust and stability.
Core Features and Benefits of ZeUSD
ZeUSD is a collateralized debt position (CDP) stable token issued on high-quality RWAs, providing unmatched stability and flexibility. Key attributes include:
- Fully Collateralized Stability: ZeUSD is backed by a diversified pool of liquid RWAs, ensuring transparency and trust.
- Cross-Chain Compatibility: ZeUSD seamlessly operates across multiple blockchain ecosystems, enhancing liquidity and usability.
- Permissionless Issuance: Users can mint ZeUSD by collateralizing eligible RWAs, ensuring compliance and risk mitigation.
- DeFi Composability: ZeUSD integrates effortlessly with DeFi platforms, enabling users to maximize their yields.
- Boosted Incentives: Investors benefit from underlying RWA yields combined with additional Zoth rewards.
By addressing key challenges such as high fees and limited accessibility, Zoth’s restaking layer is poised to revolutionize the RWA market, unlocking liquidity and expanding opportunities for all participants.
The ZeUSD Pre-Deposit Campaign: An Exclusive Opportunity
Zoth’s Pre-Deposit Campaign offers early adopters a chance to mint ZeUSD using their preferred RWAs. Participants will gain access to exclusive stacked rewards and become part of a decentralized ecosystem designed to simplify access to tokenized fixed-income assets.
Zoth’s ecosystem integrates with curated RWA partners, including Hashnote USYC, Zoth ZTLN Prime, Matrixdock STBT, and OpenEden TBILL. As part of its expansion strategy, Zoth is actively onboarding more RWA partners to enhance inclusivity and scalability in the RWAFi ecosystem.
Through this campaign, Zoth demonstrates its commitment to providing secure, transparent, and efficient financial solutions while pioneering innovation in the RWAFi space.
Zoth’s Impact on the RWAFi Sector
Zoth’s contributions to the RWAFi sector are underscored by its notable milestones and achievements:
- Total Value Locked (TVL): Zoth has surpassed $25 million in on-chain TVL across its products, showcasing its robust infrastructure and growing user base.
- User Adoption: Over 2 million wallets have been onboarded onto Zoth’s platform, reflecting strong demand and engagement from the global community.
- Transaction Volume: The Atlas platform, during its testnet phase, processed over 40 million transactions, highlighting its scalability and efficiency.
- Experienced Leadership: Zoth’s founding team brings a wealth of experience, having previously built a $300 million AUM fintech venture at AB InBev, the world’s largest brewing company.
- Prestigious Clients: Zoth’s clientele includes globally renowned organizations such as Budweiser, Emirates Group, and Olea.
- Strategic Partnerships: Collaborations with TradFi and blockchain leaders like Standard Chartered Group, JM Financials, Chainlink, and Singularity Group underscore Zoth’s credibility and influence.
- Community Building: Zoth has established one of the largest RWA communities, driving awareness and adoption in the sector.
Bridging TradFi and DeFi: A New Era of Financial Inclusion
Zoth’s innovative approach to RWAFi highlights its mission to democratize access to fixed-income assets. By integrating the stability and reliability of TradFi with the scalability and innovation of DeFi, Zoth is creating a financial ecosystem where anyone can participate and benefit.
Traditionally, retail investors faced significant barriers to accessing high-yield RWAs, including exclusivity, inefficiencies, and high costs. Zoth’s restaking layer addresses these issues, allowing a broader audience to engage with tokenized assets securely and transparently.
Driving Innovation with Strategic Initiatives
Zoth’s ongoing efforts to expand its ecosystem and enhance user experience include:
- AI-Powered Loan Comparison Tools: Leveraging artificial intelligence to simplify RWA selection and improve decision-making.
- Vernacular AI Bots: Developing multilingual AI bots to enhance customer support and accessibility.
- Co-Creation of Financial Products: Collaborating with lenders to design new financial instruments that cater to diverse user needs.
These initiatives position Zoth as a leader in the RWAFi sector, driving innovation and setting new industry standards.
The Road Ahead: Ambitious Expansion Plans
Zoth plans to accelerate its growth by expanding into 35 cities and serving over 100,000 customers by FY26. The company aims to disburse $1 billion in home loans through its ecosystem while continuing to onboard new RWA partners and build strategic collaborations.
By fostering inclusivity, transparency, and scalability, Zoth is poised to reshape the financial landscape, unlocking new opportunities for investors and participants worldwide.
Conclusion: Zoth’s Vision for the Future of RWAFi
Zoth’s Pre-Deposit Campaign and the launch of ZeUSD mark a significant milestone in the evolution of Real-World Asset Finance. By bridging the gap between TradFi and DeFi, Zoth is empowering individuals and institutions to access high-quality financial instruments seamlessly and securely.
Through its innovative restaking layer, robust partnerships, and commitment to inclusivity, Zoth is driving the adoption of tokenized RWAs and paving the way for a more equitable and efficient financial ecosystem. With a mission to unlock the $2 trillion tokenized fixed-income market, Zoth is set to lead the charge in transforming RWAFi for the better.
