Exchange Traded Funds, popularly known as ETFs, have emerged as one of the most preferred investment options for Indian investors. Over the last few years, passive investing has gained massive popularity because investors are increasingly looking for low-cost, diversified, and transparent investment opportunities. ETFs provide exactly that.
One of the biggest advantages of ETFs is affordability. Today, several quality ETFs in India are available under ₹100, making them accessible even to beginners and small investors. These low-cost ETFs allow investors to participate in India’s growth story without requiring large capital.
ETFs under ₹100 are especially attractive for young investors, students, salaried professionals, and first-time market participants who want to build wealth gradually. Unlike traditional mutual funds that are purchased directly from fund houses, ETFs trade on stock exchanges just like stocks. This means investors can buy or sell ETF units during market hours.
Another important reason behind the growing popularity of ETFs is their low expense ratio. Since most ETFs simply track an index instead of actively selecting stocks, the management cost remains lower than actively managed mutual funds. Over long periods, lower expenses can significantly improve overall returns.
In 2026, the Indian ETF market has expanded rapidly with increasing participation from retail investors. Investors now have access to ETFs tracking Nifty 50, Sensex, PSU Banks, Midcaps, Gold, Silver, IT, Energy, and several thematic sectors.
Importantly, the price of an ETF does not determine its quality. An ETF priced at ₹20 may still hold high-quality companies and offer strong long-term growth potential. Investors should focus on factors like liquidity, tracking error, diversification, expense ratio, and fund size instead of just unit price.
Below are some of the best ETFs under ₹100 in India based on recent market data, performance trends, investor interest, and long-term potential.
Why Investors Prefer ETFs Under ₹100
Low-priced ETFs have become popular for several reasons. They offer flexibility, diversification, and affordability, making them suitable for almost every type of investor.
Affordable Entry Point
Many new investors hesitate to enter the stock market because they believe investing requires large amounts of money. ETFs under ₹100 remove this barrier. Investors can start with very small amounts and gradually build portfolios.
Diversification
A single ETF unit may provide exposure to dozens or even hundreds of companies. This reduces concentration risk and improves portfolio stability.
Low Expense Ratios
Most ETFs have significantly lower costs compared to actively managed funds. This helps investors retain a larger portion of their returns over time.
Transparency
ETF holdings are disclosed regularly, allowing investors to know exactly where their money is invested.
Easy Trading
Since ETFs are traded on stock exchanges, investors can buy and sell them instantly during trading hours.
Best ETFs Under ₹100 in India
1. Zerodha Nifty Midcap 150 ETF
The Zerodha Nifty Midcap 150 ETF has become increasingly popular among retail investors due to its affordable pricing and exposure to India’s growing midcap segment.
Latest Data
- Approximate Market Price: ₹11–₹12
- Expense Ratio: Around 0.21%
- AUM: Approximately ₹209 crore
- Benchmark: Nifty Midcap 150 Index
Midcap companies generally offer higher growth potential than large-cap companies. This ETF allows investors to participate in the growth of emerging Indian businesses across sectors.
Why It Is Attractive
- Extremely affordable
- Strong diversification
- Midcap growth potential
- Suitable for long-term investors
The ETF is ideal for investors who want higher growth opportunities while maintaining diversification.
2. Aditya Birla Sun Life Nifty Healthcare ETF
Healthcare and pharmaceuticals continue to remain strong long-term sectors in India. Rising healthcare awareness, medical infrastructure expansion, and increasing exports have strengthened the sector’s outlook.
Latest Data
- Approximate Market Price: ₹15–₹16
- Expense Ratio: Around 0.19%
- AUM: Nearly ₹73 crore
- Sector: Healthcare and Pharma
The ETF provides exposure to healthcare companies, pharmaceutical manufacturers, hospitals, and diagnostics businesses.
Key Advantages
- Defensive sector exposure
- Long-term growth potential
- Lower economic sensitivity
- Diversified healthcare basket
Healthcare ETFs often perform relatively better during uncertain economic conditions.
3. Mirae Asset Nifty Midcap 150 ETF
This ETF is another strong option for investors looking for midcap exposure under ₹100.
Latest Data
- Approximate Market Price: ₹22
- Expense Ratio: Around 0.06%
- AUM: More than ₹1,600 crore
The fund tracks the Nifty Midcap 150 Index and includes rapidly growing Indian companies across industries.
Why Investors Like It
- Very low expense ratio
- Strong liquidity
- Midcap diversification
- High growth opportunities
Midcap ETFs are suitable for investors with a long investment horizon and moderate risk appetite.
4. Kotak Silver ETF
Silver ETFs have become increasingly popular due to rising industrial demand for silver in electric vehicles, solar panels, and electronics manufacturing.
Latest Data
- Approximate Market Price: ₹22–₹24
- Expense Ratio: Around 0.35%
- AUM: More than ₹3,300 crore
Silver ETFs provide investors exposure to silver prices without requiring physical storage.
Benefits
- Commodity diversification
- Inflation hedge
- Industrial demand growth
- Easy liquidity
Silver ETFs can add diversification to equity-heavy portfolios.
5. Zerodha Gold ETF
Gold remains one of the most trusted investment assets in India. Gold ETFs allow investors to invest in gold digitally without storage concerns.
Latest Data
- Approximate Market Price: ₹23–₹24
- Expense Ratio: Around 0.33%
- AUM: Over ₹2,200 crore
Gold ETFs are especially popular during periods of market uncertainty and inflation.
Why Gold ETFs Matter
- Safe-haven asset
- Portfolio diversification
- Hedge against inflation
- High liquidity
Long-term investors often allocate a portion of their portfolios to gold for stability.
6. ICICI Prudential Nifty Private Bank ETF
Private banking remains one of India’s strongest long-term growth sectors. Rising financial inclusion and digital banking adoption continue to support the sector.
Latest Data
- Approximate Market Price: ₹26–₹27
- Expense Ratio: Around 0.15%
- Strong sectoral exposure
The ETF tracks leading private sector banks with strong balance sheets and consistent profitability.
Best Features
- Exposure to top private banks
- High liquidity
- Long-term financial sector growth
Banking ETFs tend to perform well during economic expansion cycles.
7. HDFC Nifty Private Bank ETF
Another strong banking ETF available below ₹100 is the HDFC Nifty Private Bank ETF.
Latest Data
- Approximate Market Price: ₹27
- Expense Ratio: Around 0.15%
- Sector: Banking and Financial Services
The ETF focuses on India’s leading private banks and financial institutions.
Why It Is Popular
- Strong banking exposure
- Long-term growth potential
- Efficient sector diversification
Financial services continue to remain one of the most important sectors in the Indian economy.
8. ICICI Prudential Nifty FMCG ETF
Fast Moving Consumer Goods (FMCG) companies are known for stable earnings and strong consumer demand.
Latest Data
- Approximate Market Price: ₹54–₹55
- Expense Ratio: Around 0.20%
- AUM: More than ₹800 crore
The ETF includes major FMCG companies involved in packaged foods, personal care products, beverages, and household goods.
Advantages
- Stable demand
- Defensive investment
- Lower volatility
- Strong brand-driven businesses
FMCG ETFs are often preferred during uncertain market phases.
9. Motilal Oswal Nifty Capital Market ETF
India’s capital markets are growing rapidly with increasing retail participation and financial awareness.
Latest Data
- Approximate Market Price: ₹55
- Expense Ratio: Around 0.53%
- AUM: Around ₹130 crore
The ETF provides exposure to stock exchanges, brokerages, and financial market infrastructure companies.
Why It Is Interesting
- Unique thematic exposure
- Benefits from market growth
- Long-term structural opportunity
As retail investing expands in India, capital market companies could continue to benefit.
10. Aditya Birla Nifty Bank ETF
Banking remains the backbone of the Indian economy, and this ETF offers broad exposure to major banking institutions.
Latest Data
- Approximate Market Price: ₹57
- Expense Ratio: Around 0.05%
- Strong sector liquidity
The ETF includes large banking institutions with strong market positions.
Best For
- Long-term banking exposure
- Sector-focused investors
- Economic growth participation
How to Choose the Right ETF Under ₹100
Investors should avoid selecting ETFs solely based on low price. Several other factors are equally important.
Expense Ratio
Lower expense ratios are generally better for long-term investing because fees directly reduce returns.
Liquidity
Choose ETFs with higher trading volumes to ensure smooth buying and selling.
Tracking Error
Tracking error measures how accurately the ETF follows its benchmark index. Lower tracking error indicates better fund efficiency.
Diversification
Broad-market ETFs generally provide lower risk compared to sectoral ETFs.
Investment Objective
Investors should align ETF selection with their goals, risk tolerance, and investment horizon.
Types of ETFs Available Under ₹100
Equity ETFs
These ETFs track stock market indices like Nifty 50, Sensex, Midcap, or sectoral indices.
Commodity ETFs
Gold and silver ETFs fall under this category.
Sectoral ETFs
Sector-specific ETFs focus on industries like banking, healthcare, IT, energy, and FMCG.
Smart Beta ETFs
These ETFs follow factor-based strategies such as low volatility or quality investing.
Benefits of Long-Term ETF Investing
Long-term ETF investing offers several advantages.
Compounding
Consistent investing over many years allows returns to compound significantly.
Reduced Risk
Diversified portfolios help reduce company-specific risks.
Lower Costs
Low expense ratios improve long-term wealth creation.
Passive Strategy
ETFs eliminate emotional stock-picking decisions.
Risks Associated With ETFs
Although ETFs are generally considered safer than individual stocks, they still carry risks.
Market Risk
ETF prices fluctuate with overall market movements.
Sectoral Concentration
Sector ETFs may become volatile during industry-specific downturns.
Liquidity Risk
Some ETFs may have lower trading volumes.
Tracking Error Risk
Poor fund management can create performance deviations from the benchmark.
ETF Market Growth in India
India’s ETF industry has witnessed remarkable growth over the past few years. Several factors are contributing to this trend:
- Rise of passive investing
- Growing financial literacy
- Lower brokerage costs
- Expansion of digital investing platforms
- Increasing retail participation
- SEBI reforms and transparency
Experts expect ETF assets under management to continue rising sharply in the coming decade.
The increasing popularity of SIP investing in ETFs is also encouraging retail participation. Younger investors are increasingly choosing ETFs for long-term wealth creation because of simplicity and lower costs.
Are ETFs Better Than Mutual Funds?
Both ETFs and mutual funds have advantages.
ETFs
- Lower costs
- Real-time trading
- Higher transparency
- Tax efficiency
Mutual Funds
- Easier automated SIPs
- Active fund management
- Simpler for beginners without demat accounts
For cost-conscious long-term investors, ETFs often provide superior efficiency.
Final Thoughts
ETFs under ₹100 provide an excellent opportunity for investors to start building diversified portfolios with limited capital. Whether investors want exposure to large-cap stocks, midcaps, healthcare, banking, commodities, or thematic sectors, there are several quality ETFs available at affordable prices.
The Indian ETF market is evolving rapidly, and passive investing is becoming increasingly mainstream. Investors no longer need large amounts of money to participate in the stock market. With disciplined investing, even small investments in ETFs can create meaningful wealth over the long term.
For beginners, broad-market ETFs remain the safest starting point. Investors with higher risk appetite may explore sectoral and thematic ETFs for potentially higher returns.
The key to successful ETF investing lies in consistency, diversification, patience, and long-term thinking. As India’s economy continues to expand, ETFs are likely to remain one of the most powerful tools for wealth creation in the years ahead.
